In uncertain times, the comfort of consistent payments gives you the ability to plan ahead.
30 Years, 20, 15, 10... The choice is yours. Fixed rate loans come in various types, and are generally the most popular loans for those looking to buy or refinance their homes. This is due to the security they provide, ensuring consistent monthly payments, without worry or hassle about changing interest rates. The most popular loan program is the 30 Year Fixed Rate, but 20 year, 15 year, and 10 year fixed rate loans are also popular. If you are planning to own your home long term, a fixed rate loan may be your best option.
Get your rate quote or call 1-800-241-1996 to get your personalized fixed rate quote.
Today's Fixed Rates
30 Year Fixed*
3.625% (3.82% APR)
Enjoy the stability of a fixed rate and consistent monthly payments from Signature Mortgage. View Our 30 Year Option
15 Year Fixed*
3.00% (3.19% APR)
Lower your rate, save thousands in interest, and build equity more quickly. View Our 15 Year Option
Why get a fixed rate loan?
Get the security of an interest rate and payment that doesn't change.
Make budgeting easier.
Gain home equity more quickly compared to other types of loans.
Put as little down as 5%. (No PMI available)
Federally insured FHA Fixed Rate loan programs are also available (starting at 3.5% down!)
What our clients are saying...
Thank you so much for working with us to refinance our home. You did a wonderful job and were very helpful with all of my questions. My husband and I agree that this was the easiest loan process we have ever experienced! I will refer any friends that mention looking for mortgage funding.
As your home loan partner, Signature Mortgage is here to help find the right loan for you.
Please call us at 1-800-241-1996 to speak to a licensed mortgage banker.
* Rate displayed assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.
