Qualify with ease, even with a lower down payment! As your home loan partner, Signature Mortgage is your source for FHA financing.
Insured by the Federal Housing Administration (FHA), these loans are government-assisted alternatives to conventional financing, and were originally offered for first-time home buyers with imperfect credit. Now, FHA loans are open to a wider audience, and are even popular options for homeowners looking to refinance.
Put just 3.5% down
Easier to qualify
Fixed-rate and adjustable rate loans available
Refinance a conventional loan into an FHA loan
No pre-payment penalties
Get started to the right or call 1-800-241-1996 to get your personalized FHA quote.
What is an FHA loan?
Overall, FHA loans provide more flexibility in credit, income, and equity/down payment requirements, and are great alternatives to conventional loans. They do include a Mortgage Insurance Premium (MIP), as well as monthly mortgage insurance, but FHA loans still enable many homeowners who wouldn’t qualify for conventional financing to purchase or refinance a home.
As your home loan partner, Signature Mortgage is here to help find the right loan for you. Please call us at 1-800-241-1996 to speak to a licensed mortgage banker.
* Rate displayed assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.
